HoroMind Terms of Use

Version: 2026-09-03<br>

Effective date: 3 September 2026

1. Operator and service

HoroMind is operated by Roman Kalinichev, an individual operating under the name HoroMind, at Chemin du Signal 1b, 1070 Puidoux, Switzerland. Questions about these Terms can be sent to support@horomind.com.

HoroMind provides personal astrology calculations and AI-assisted symbolic interpretations based on information supplied by the user. It is a reflective and informational service. It does not provide factual prediction, medical, legal, financial, investment, emergency, or other professional advice, and it does not guarantee an outcome.

2. Accounts and eligibility

You must be at least 18 years old to create an account or purchase credits. A parent or caregiver may use their own account to obtain a child-support synthesis, and remains responsible for the information they provide and their use of the service.

You must provide accurate account information, keep your password confidential, and use HoroMind lawfully. You are responsible for activity carried out through your account.

3. Free charts and premium syntheses

Natal Charts and Solar Years may be generated without charge. Premium Natal and Solar Year syntheses are personalised digital interpretations that are created from the verified chart selected by the user. A completed synthesis remains available in the account for that same saved chart and selected mode or year.

HoroMind may decline, limit, or suspend activity reasonably necessary to protect users, prevent fraud or abuse, comply with law, or maintain service security.

4. Credits, prices, and payments

HoroMind credits are prepaid account credits used for premium syntheses. At the effective date of these Terms, the available packages are 10 credits for USD 9.50 and 100 credits for USD 80.00. One premium Natal or Solar Year synthesis costs 10 credits. Prices are shown before payment and may change for future purchases; a change does not alter credits already purchased.

Credits do not expire, are linked to the purchasing account, and are not cash, transferable value, or a financial product. Payment is processed by Stripe. HoroMind does not store card numbers or other full payment-card details.

5. Refunds and technical failures

For a billing issue, duplicate payment, unauthorised payment, or refund request, contact support@horomind.com. We automatically restore credits when a purchased synthesis cannot be delivered because of a technical failure.

Refund requests for unused credits are considered within 14 days of purchase. Credits already used to generate and deliver a personalised synthesis are normally non-refundable, except for a technical failure, duplicate charge, unauthorised transaction, or where mandatory law requires otherwise. Nothing in these Terms limits mandatory consumer rights.

6. Important limitations

Do not use HoroMind to make medical, legal, financial, safety, emergency, or other high-stakes decisions. Do not rely on it to establish another person's private actions, intentions, or feelings. Symbolic interpretation can support reflection; it cannot establish facts or guarantee future events.

7. Your content and our records

You retain responsibility for the information and questions you submit. We process information to operate accounts, calculate charts, provide requested syntheses, maintain credits and billing records, prevent fraud and abuse, respond to support requests, and meet legal obligations. The Privacy Notice explains the categories, purposes, safeguards, and retention periods.

8. Changes, suspension, and termination

For material changes to these Terms, HoroMind will give advance notice at the email address on your account where feasible, publish the new version and effective date, and ask you to accept the new version before further paid use. Non-material clarifications may take effect when published.

You may stop using HoroMind at any time. You may delete your account and active HoroMind data from the Account area. Deleting an account permanently removes saved charts, syntheses, and unused credits; deleted purchases cannot be restored.

9. Governing law and contact

These Terms are governed by Swiss law. This choice does not deprive a consumer of mandatory protections that apply in their country of habitual residence. Where mandatory law permits, disputes are subject to the competent courts at the operator's place of residence in Switzerland. For questions or complaints, contact support@horomind.com or write to Roman Kalinichev, HoroMind, Chemin du Signal 1b, 1070 Puidoux, Switzerland.